Bank Charges Letter
Filing a claim against your lender can be a daunting experience especially if you have never had to file a mis-sold PPI claim before. Many people start with a bank charges letter requesting the bank to give them back their money because they don't feel they should be paying for cover which they cannot use.
Your bank charges letter should also state the reason why you feel payment protection insurance was mis-sold to you as well as how much
you think the bank owes you in back bank charges.
How to Claim Back PPI
claiming back bank charges
in much the same way as if you claim back PPI
can take some time and it is important to be patient. If your claim is rejected
in the first instance you may have the right to appeal directly to your lender
or, alternatively, to the Financial Ombudsmans Service. The Financial Ombudsman
is an impartial body who will fairly review your claim to determine wihether you
are entitled to reclaim bank charges applied to your account.
Hiring a Professional PPI Claims Management Company
If you do not wish to write a bank charges letter on your own you can choose to
use a claims company to assist you with your claim. A claims company with take
charge of your whole claim from writing the initial complaint letter through to
the appeals process if necessary. Most claims companies work on a no win no fee
basis meaning you do not have to pay a fee unless your claim is successful.
If you are considering filing a claim against your lender for mis-sold PPI, you could write a bank charges letter requesting a review of your claim or you could hire a professional to do the writing for you. Belmont Thornton operates on a no win no fee* basis so you know they will work hard for you because if you don't win they don't win. To get in touch with
the claims team you can fill out a short contact form on Belmont Thornton website and you should hear back within 24 to 48 hours from a member of the claims team. Another option would be to phone 0207 471 2000
to speak immediately with a member of the team.
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