Bank Charges No Win No Fee
If you have paid unfair credit card bank charges or been mis sold PPI
we are probably keen to make a claim. Before filing a claim it is important to
have an unstanding under which you can reclaim both these charges.
If you have taken out a payment protection insurance policy with a loan,
mortgage, hire purchase agreement, store or credit card then there is a
possibilty your cover may have been mis-sold. 'Mis-selling' is a term used to
describe a number of different failings that may have occured at the point of
sale. If, for example, you were told the policy was compulsory or taking it out
would improve your chances of getting the loan or credit, you were given the
wrong information. Similarly, if you were sold a policy you didn't really want
or need or a policy you couldn't use. Your policy may also be considered to be
mis-sold if you were pressured into taking it out or it was added without your
Before finding out more about bank charges no win no fee it is helpful to find
out what charges you may be entitled to reclaim. In 2006, the Office of Fair
Trading investigated the charges applied to credit cards for late payment and
over the limit fees. In some cases these fees were found to be as high as Â£35.
The Office of Fair Trading concluded that in many cases the charges were too
high. They suggested that a maximum charge of Â£12 should be applied in these
cases. As a consequence of the investigation most lenders lowered their charges
to the recommended level.
Bank Charges No Win No Fee Companies
If you believe your are entitled to make a claim for
Mis sold payment protection
or unfair bank charges you may require assistance and this is where a bank
charges no win no fee company can come in. A no win no fee claims company will
handle your whole claim for you, corresponding with your lender and referring
your claim to the Financial Ombudsman Service where necessary.
Belmont Thornton, Belmont Thornton only works on a no win no fee basis. Any questions you have along the way will be addressed by the claims team and throughout the entire claims process, you will have someone on the other end of the line that is waiting it out with you. When you win they win and that's what a bank charges no win no fee company is all about.
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