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Bank Charges Reclaiming

No two people with ever go about the bank charges reclaiming process in exactly the same way simply because there really isn't a set way to do so. Some people write letters to the lender stating that they would like to file a payment protection claim. Bank charges reclaiming procedures can be different but they must contain basic elements of filing a claim against the lender for having mis sold PPI.

Mis Sold PPI the Operative Words

One of the most confusing aspects of filing a claim is the fact that you must be able to prove that the lender mis sold the cover. There are certain circumstances under which the government considers payment protection insurance to have been mis sold. The point is, just because you were laid off and the insurance company refused to pay your loan doesn't always mean that you were mis sold ppayment protection insurance. Bank charges reclaiming procedures always begin with an ultimate cause and that cause is always the concept of being mis sold.

Professional Advice

Bank charges reclaiming standards are being set by professional claims management companies like Belmont Thornton, Belmont Thornton. Before they will agree to file a claim Belmont Thornton will try to ascertain that the consumer has truly been mis sold PPI. Without being able to prove that the lender willingly mis sold PPI there isn't a reason to get your money back! Just because back injuries, for example, aren't covered on a policy doesn't mean the cover was mis sold. On the contrary, the policy might really have been sold ethically and honestly which would not be grounds for the misselling of PPI and ultimately bank charges reclaiming wouldn't even remotely be a possibility. These are things the pros know and work with every day and perhaps the main reasons why they can be a real benefit.

Where to Find Professional Claims Management Companies

Everyone knows that the web is a virtual powerhouse of information and resources. No matter what you want to locate it is out there in cyber space waiting for you. If you are looking for a professional claims management company then the web is a good place to start.

Belmont Thornton has been helping UK consumers reach fair settlements in major claims against lenders. It should be noted that not all claims are alike and as a result the claims team will tell you whether or not they feel you have a claim worth submitting. To speak with the claims team call 0207 471 2000.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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