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Can I Claim Back My PPI

With countless United Kingdom citizens wondering can I claim back my PPI it is no surprise that payment protection insurance claims has been the topic of much controversy in recent years. With almost every lender having their own payment insurance reclaim policy one thing they all have in common. If someone can prove that payment protection was mis-sold then the lender is obligated by law to issue payment protection refunds. Proving that that ppi was mis-sold is the hard part for borrowers, but if the original documents relating to the loan and the payment protection insurance are able to be produced it is easier to prove.

PPI Reclaim Procedure

The first step in the PPI reclaim procedure that will answer the question of can I claim my PPI back would be to apply to the payment protection selling lender. Whether you believe it or not, lenders are the ones who are responsible for PPI response instead of the insurance companies. This is because the idea of 'mis-selling' centres on the information that was given and the questions that were asked during the sales process.

Can I claim back my PPI? Was your policy mis-sold?

- Were you told you had to have the cover?
- Was it added without your consent?
- Were you given incorrect or incomplete information regarding the policy?
- Were the costs not clearly explained?
- Were you placed under undue pressure to take up the cover?
- Were  you told that taking out the cover would improve or guarantee you were given your loan?

If you are still asking yourself the question "Can I claim back my PPI?" and you answered "yes" to any of the questions above it is very likely you may be able to reclaim your PPI.

To find out more about making a claim, call the claims team on 0207 471 2000.

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Belmont Thornton Limited is regulated by the Financial Conduct Authority in respect of regulated claims management activities; FRN:838450

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B11, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

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* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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