Belmont Thornton Logo
Claim Back Loan Insurance

Claim Now

If you have a payment protection insurance policy then you are probably aware that there is a good chance your policy may have been mis sold-sold and you may be entitled to claim a refund. Many people are concerned about making a claim, though, fearing it will jeopardise their relationship with their bank or affect their credit rating. Keep reading to find out why you should claim now and why you could be entitled to thousands of pounds in compensation.

Was your policy mis-sold?

The first and most important question to consider is whether your policy was actually mis-sold. In order to make a claim for mis-selling you need to think about the information you were given and the questions you were asked at the point of sale. Below is a list of some questions to consider. Remember, if any of these situations apply to you, you should claim now. You have a right to make a complaint and you really could be owed thousands.

Where you told you had to have the cover?
If you were told you had to have the cover or that it would improve your chances of being given a loan or credit you were given the wrong information and could make a claim.

Where the policy terms and conditions clearly explained to you?
Most PPI policies have a high number of exemptions, so it is vital that your lender took the time to explain these to you. If you were not given full policy information before you took out your insurance you are urged to make a claim now.

Where you asked about your medical history?
Most PPI policies do not cover pre-existing medical conditions. Your lender should have asked you about your medical history in order to ascertain whether the cover was right for you. If you had an existing medical condition, and were not told it wouldn't be covered by your policy, you should start your claim now by completing the form above.

Where you entitled to sick pay from your employer or did you have cover elsewhere?
As part of the evaluation process, your lender should also have asked you whether you had cover in place elsewhere. If you had an existing policy or were entitled to full sick pay from your employer this cover would be of only very limited use to you. If this situation applies to you, you should claim now.

Where you made aware of the full cost of the policy?
PPI policies can be very expensive. Your lender should have made the full costs clear from the outset. If you were not made aware of the full costs of the policy you should make a complaint.

If you are still not sure if you can claim now and receive a PPI refund call our customer care team on 0207 471 2000.

Are you ready to start your claim?

If your policy was mis-sold then you have a right to make a complaint. It will not affect your credit rating or your relationship with your bank. You need only complete a simple form and we can do the rest. We work on a No Win No Fee* basis and you could receive your cheque in just 8 weeks. If you took out your policy several years ago, you are particularly urged to claim now as time limits do apply to some older policies.

Remember, there is no limit to how many claims you can make and you can even make a claim if your loan or credit card is paid off or you no longer use the account.

Tell a Friend
blog comments powered by Disqus

Enquiry Form

First Name 
Last Name 
Mobile Phone
Home Phone
Address Line 1 
Town
County
Post Code 
Email 
Circumstances
Claim Back Mis-Sold PPI Button

Loan claim: Building societies warn of house price bubble

The Building Societies Association (BSA) is the latest to warn about the potential house price bubble that could arise f...

Bank claim: Lloyds raised concerns on Co-op finances

Lloyds Banking Group was aware that the financial position of the Co-Operative bank was unstable, said Lloyds chief exec...

Loan claim: first time buyers locked out for a decade

First time buyers will have to save up their deposit on a house for more than ten years, according to research from the ...

Bank charges: Commission tackles issue of RBS

The weak position of the Royal Bank of Scotland (RBS) is damaging to the UK economy, according to the Parliamentary Comm...

Bank charges: Report says customers and taxpayers were failed

Customers and taxpayers have been failed by the financial sector, according to the final report from the Parliamentary C...

Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

By using our web-site, you agree that we can place the types of cookies described in our privacy policy on your device.Hide