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Loan charges: Prepay 'convenient for travellers'

People currently considering their options when it comes to loan charges ahead of a holiday may be interested to hear that prepaid credit cards are a convenient method of payment.

Such is the opinion of Kevin Harrington, managing director at Global Prepaid Exchange, who claims that prepaid credit cards are a very broad concept.

He said: "The exciting thing from a traveller's point of view is that, if you lose the card you can stop it and you're supplied with a free emergency card straight away.

"It's more convenient than a traveller's cheque because you've got your free emergency card there and then."

Mr Harrington added that you can buy prepaid credit cards in different currencies.

Recent research by found that consumers will spend the first 45 days of 2011 earning just enough to pay off the interest on their debts.

It also found that credit card debt has now reached £58 million and that these soaring levels can partially be attributed to credit card charges from high interest rates.

Charles Baker

Charles is a reputed financial analyst with almost decades of experience under his belt.

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