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Bank charges: 96% of Brits want to upgrade their possessions

Almost all consumers in the UK want to upgrade their personal possessions, but doing so will cost £230 billion,

That is according to the the Direct Line Aspiration Index, a study commissioned by Select from Direct Line.

Findings reveal that people would need to own items worth almost £5,000 more than their current possessions if they are to meet their realistic goals within the next five years.

Many people may not be able to achieve these goals because of having to pay credit card charges.

Stuart Ballantyne, head of Select from Direct Line, said: "The nation certainly has ambitious aspirations for their possessions … but the question is can we afford it?

"For those who are realistic about what they want and are saving hard to achieve them, then their goals are in sight - but beware if your solution is to rely on credit."

Findings also revealed that that health and wellbeing is the nation's ultimate goal in life.

Samantha Clarke

Samantha is a former banking assistant and has over ten years experience in retail banking.

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