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Loan refunds: 'Nobody knows what interest rates are going to do'

People currently trying to get loan refunds may be interested to hear that an expert has said nobody knows exactly what interest rates are going to do.

Jasmine Birtles, founder of, a website with information on all aspects of making and saving money, said that while inflation rates went down this month, May could go either way.

She said: "Nobody knows what interest rates are going to do.

"I've been saying for a while that I don't think interest rates will go up until the summer, or possibly at the end of the year.

"This month we had the inflation figures going down, next month it could go up again."

According to recent research by, 3.5 million homeowners do not know how future increases to interest rates will affect their mortgage payments.

Findings showed that 16 per cent of householders on their lender's SVR mortgage have no idea what effect an increase would have on their finances.

Jennifer Haines

Jennifer's speciality knowledge is credit card changes and balance transfers.

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