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Credit card charges: Shop around for best deal on current accounts

Consumers have been told that they should shop around for the best deals on current accounts as different packages may lead to more substantial credit card charges. has said that people should opt for an account that suits their own personal circumstances and that they should always read the small print about fees and offers.

Kevin Mountford, head of banking at the price comparison website, said: "With such a wide range of rates and fees on offer, choosing the most appropriate product can seem like a daunting task.

"In the first instance, consumers need to consider factors such as how much money will be going into the account each month and how often they will be using their overdraft, before looking at the other benefits on offer."

He added that package accounts can be good for people who do not have time to search around for a number of products separately, but that holders should ensure they activate any benefits that come with the account, such as breakdown cover.

Samantha Clarke

Samantha is a former banking assistant and has over ten years experience in retail banking.

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