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Bank refunds: Shop around before picking a current account

Consumers who have had to go through the trouble of getting bank refunds may be among those who should shop around before signing up to a new current account.

According to John Crossley, head of banking at building society Nationwide, people do not make the most of their current accounts.

He said: "Everyone is different but the thing is how people can get the best deals for themselves and looking around is the key thing. Everyone has different circumstances. It's really about shopping around and looking at all the different accounts in the market. The market has changed massively over the last few years."

Mr Crossley added that there is now a massive amount of choice available, so consumers should ensure they are utilising changes occurring within the industry.

His comments follow research by Nationwide that found over 40 per cent of people have never changed their main current account.

Charles Baker

Charles is a reputed financial analyst with almost decades of experience under his belt.

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