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Loan refunds: Government should simplify pensions

Consumers who are currently looking to obtain loan refunds may be interested to hear that one expert believes pensions should be simplified by the government.

Robin Ellison, partner at law firm Pinsent Masons, claims that it is not possible for young people to think 50 years ahead.

He suggests that the government should simplify the whole pension system, claiming they could issue some "simple mantras" to help people understand pensions.

"It would also help if the government rules on pensions were drastically simplified so that everyone could understand them.

"In due course as we begin to experience a population of unpensioned people, younger people will look at them and decide they don't want to live like that when they get old - and that will persuade them to make provision," Mr Ellison said.

His comments follow research by Prudential that revealed 43 per cent of pensioners live a cautious retirement to conserve money.

Samantha Clarke

Samantha is a former banking assistant and has over ten years experience in retail banking.


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