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PPR refunds: Pensions 'struggling with inflation'

Pensioners who were mis-sold payment protection insurance and who are now looking to gain PPI refunds may use the money to cope with inflation.

Robin Ellison, partner at law firm Pinsent Masons, explained that many pensions - especially younger ones - are struggling with inflation.

He said: "The majority of pensioners will not have appreciated how much they need by way of capital to live on when interest rates are low and how long they are going to live nowadays.

"Until that understanding percolates through, many pensioners will, or should be, living very limited lives, especially if they are on a flat-rate pension."

Recent research by Saga revealed that that 90 per cent of older people choose to use a solicitor or financial advisor to make a will or deal with probate.

This is despite the fact that some charging as much as five per cent of the value of the estate.

Jennifer Haines

Jennifer's speciality knowledge is credit card changes and balance transfers.


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