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Credit card charges: Take out medical insurance on budget holidays 'as a minimum'

Brits getting set to go away on a budget holiday should make sure they have medical insurance so that they do not end up having to pay credit card charges should something go wrong.

Stuart Bensusan, co-founder and head of sales for Essential Travel, an independent online travel essentials provider, claims that budget holidaymakers should have medical insurance at the very least.

He said: "The minimum I would suggest for a family is that they take medical cover. Medical bills are the most expensive.

"To give an example, in Spain, a broken leg will range between £4,000 and £8,000. For a family policy for a week in Europe which is going to cost between £30-40, then it's worth covering."

His comments come as research by the travel firm showed that 40 per cent of holidaymakers do water sports activities on holiday without checking if they are covered on their insurance policy.

Amir Hussain

Amir specialises in personal loans, consumer debt and debt management.

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