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PPI Claims: People 'must help themselves'

PPI claims could be used as an alternative to credit by consumers who are finding it difficult to cope in the current economic climate.

Liz Dunscombe, director of project partnership and development at Credit Action, believes people should consider whether they really need to resort to credit.

She said that Credit Action promotes cautious preparation when using credit as debt repayments can lead to anxiety problems, particularly when people are facing financial difficulties.

Consumers should create a list of income and outgoings to see if there is a deficit, Ms Dunscombe advised. Individuals can then see where they can cut out non-essential expenditure.

"By doing everything possible to restrict the damage done by the current storm, the more rapid the recovery will be when the storm abates," she added.

Credit Action is a charity that aims to educate people facing money problems and it deals with 8,910 new cases each working day.

Amir Hussain

Amir specialises in personal loans, consumer debt and debt management.ADNFCR-2776-ID-800755114-ADNFCR



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