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PPI Claim: Consumers 'consider gift purchases'

Payment protection insurance (PPI) refunds could provide the financial lump sum many households in the UK need to ensure they can purchase gifts for friends and family this year.

Many British families are finding their budgets cannot extend to accommodate the extra festive purchases, according to new research from uSwitch.com.

The study revealed that 26 per cent are considering not buying presents this year, with 39 per cent of those stating they did not have the extra cash.

PPI claims could be even more effective in January when products are reduced in the sales.

According to the report, 17 per cent will not buy gifts before Christmas as they can get them cheaper just a few days after.

Ann Robinson, the group's director of consumer policy, said most families would not mind if they were given their presents after Christmas day.

The poorest families could find buying gifts particularly hard as research by Family Action found many are denied access to conventional forms of credit.

Charles Baker

Charles is a reputed financial analyst with decades of experience under his belt.ADNFCR-2776-ID-801234394-ADNFCR



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