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PPI claims could help festive shoppers avoid debt

Payment protection insurance (PPI) refunds and credit card claims could help people avoid falling into debt problems this Christmas.

According to a new report from Halifax, consumers in the UK are accessing all the financial options that are available to them to ensure they do not worsen their financial position as they increase their expenditure buying festive purchases.

The research found that 54 per cent stated they will use sales and promotions to help reduce their total spend.

PPI claims could be particularly useful for 18 to 24-year-olds as 63 per cent revealed they have resorted to making Christmas presents to help them save money.

Rob Wood, the organisation's head of savings, said that these options would allow consumers to help avoid the threat of debt this year.

This comes after a study by LV= revealed that parents plan on spending £178 on each of their children during the Christmas period.

Amir Hussain

Amir specialises in personal loans, consumer debt and debt management.ADNFCR-2776-ID-801235815-ADNFCR

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