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Credit card claim: Gifts 'will leave many in debt'

People who are finding it hard to accumulate the extra finances they need to buy Christmas gifts could check to see if they can make a payment protection insurance (PPI) claim or loan refund.

One in three consumers in the UK state they will not buy the same amount of presents as last year, with 61 per cent of those attributing the cutback to a lack of money, according to new research from Gocompare.com.

The site found that Britons will still spend an average of £528 on Christmas presents this year, with one in five planning to use a credit card or overdraft to fund the purchases.

PPI claims could be a more financially prudent alternative than the high-interest options, as Jeremy Cryer, Gocompare.com's head of credit cards, said that significant debts can be accrued if people do not pay them off straight away.  

Recent research from LV= found that parents will spend £178 on each child this Christmas.

Jennifer Haines

Jennifer's speciality knowledge is credit card changes and balance transfers.ADNFCR-2776-ID-801238607-ADNFCR



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