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PPI Claims: Budgets are forgotten at Christmas

Payment protection insurance (PPI) claims and credit card refunds could be useful for those people who do not think they will be able to stick to their shopping budgets this Christmas.

A new report from Barclaycard revealed that despite the tough economic conditions that many people face this year, consumers are still looking to spend the same – if not more – than they did 12 months ago.

This could be bad news for household budgets, as the research found that 12 months ago, despite shoppers planning to spend £362 on gifts, the average person actually paid out £65 extra.

"It's clear from our research that Brits lose track of their finances the closer to Christmas it gets, which puts them under increased pressure once the festivities are over," said David Chan, chief executive of Barclaycard Consumer Europe.

A recent survey by found that 20 per cent of British consumers will end the festive period owing more money than they previously did.ADNFCR-2776-ID-801243816-ADNFCR

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