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PPI claims could lift financial spirits

Payment protection insurance (PPI) claims and credit card refunds could give people the financial lump sum they require to make their outlook for 2012 more optimistic.

A new report from Nationwide has found that consumer confidence in the UK in November was lower than it was in the corresponding month last year and substantially lower than long-term levels.

The figures show that after five consecutive months where the index fell, a four point rise last month had little impact, as the measure is still 37 points below its long-term average.

Nationwide's chief economist Robert Gardner suggested that the small rise may only be fleeting as the reaction to the troubles in the eurozone will have a significant impact on the measure for December.

Baigrie Davies recently recommended that consumers should make an appointment to see a financial planner in the new year to assess all the fiscal options available to them.

Charles Baker

Charles is a reputed financial analyst with decades of experience under his belt.ADNFCR-2776-ID-801245101-ADNFCR

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