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PPI Claim: Many expect incomes to be stretched in 2012

Those looking for ways to make their incomes stretch in the new year could check to see if they are eligible to make a payment protection insurance (PPI) claim or seek a credit card refund.

According to a new survey conducted by, many people are worried about how their salaries will cope with the high cost of living, which is set to continue in the UK.

Over a quarter of Brits feel that financial circumstances will remain difficult next year, while 13 per cent believe they will have no disposable income available to them after they have dealt with everyday expenditure such as gas and electricity bills.

"With disposable income being squeezed, the New Year is a great time to get household finances in order to try to start the next year in the best financial shape possible," said the group's personal finance expert Michael Ossei.

Earlier this month, the Office for National Statistics announced that the consumer price index inflation in November was 4.8 per cent.

Charles Baker

Charles is a reputed financial analyst with decades of experience under his belt.ADNFCR-2776-ID-801250763-ADNFCR

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