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Loan claims: Men 'make bad choices when shopping'

Men could be more likely to incur credit card charges due to poor consumer choices than women, research from Confused.com has indicated.

The study revealed males typically pay 26 per cent more on life insurance than females, with one-quarter of men never examining the market for better policies.

Furthermore, while 39 per cent of women begin buying Christmas presents in January, 19 per cent of the opposite sex wait until the week before the day.

Also, 24 per cent of males will go to their favourite shop by default when purchasing from supermarkets or department stores, while 48 per cent of ladies shop around, making their final selection in a sale or over the internet.

This corresponds with the findings of the Financial Efficiency study from Standard Life, which found 51 per cent of females browse the internet for good deals, compared with 47 per cent of males.

"Men need to learn from women if they want to get the best deals - on life insurance, but also day to day items," head of life insurance at Confused.com Matthew Lloyd said.

Amir Hussain
Amir specialises in personal loans, consumer debt and debt management.ADNFCR-2776-ID-801338548-ADNFCR



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