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Loan claims: Many Brits 'would not notice small cashflow change'

While many British adults are trying to make every penny count in an age of rising credit card charges and bank claims, 39 per cent would not miss £10 every month.

This is according to a study from Bright Grey, which found this figure rises to 45 per cent among men.

Only 19 per cent of respondents would keep the cash for themselves if they were given it, while 24 per cent would give it away to charity.

Furthermore, the study found 12 per cent of respondents do not know where their money is spent every month or are unsure, while 47 per cent "think they know" and 41 per cent are certain.

Proposition director for Bright Grey Roger Edwards said £10 is "an amount that could go a very long way towards helping people and their families if used in a way to help secure their finances".

UK adults are rather generous with their money considering that the nation has entered a double-dip recession, the firm stated, with data from the Office for National Statistics showing the nation's gross domestic product fell by 0.2 per cent in the first quarter of 2012.

John Fieldman
Having worked in the city for 19 years, John's main focus is interest rates and corporate finance.ADNFCR-2776-ID-801387064-ADNFCR

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