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New Bank of Scotland product 'could reduce bank charges'

Members of the public can avoid bank charges with the Bank of Scotland's new offerings, the bank claims.

It is set to roll-out fee and interest-free amounts for mainstream current accounts' planned overdrafts.

This means customers of the company can avoid incurring loan charges if they utilise their agreed overdraft from October 2nd.

Director of current accounts for the firm Jatin Patel said this should give people "peace of mind".

He claimed it is free tool the lender has introduced to help people "avoid incurring fees" and manage their finances.

People will be able to minimise bank claims by taking advantage of other offerings the lender has made, including a mobile banking app that can be accessed through Google Play, Blackberry App World, the Apple App Store and the Nokia Store, as well as text alerts that inform people when they are reaching their credit limit so they can avoid taking any more money out.

Samantha Clarke
Samantha is a former banking assistant and has over ten years experience in retail banking.ADNFCR-2776-ID-801387066-ADNFCR

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