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Bank claims: HSBC offers financial advice to students

Students moving on to university have been provided with tips by HSBC, which could help them to reduce the amount of bank charges they incur.

The lender suggested that people ensure the bank account they choose meets their personal requirements.

It recommended its Student Bank Account, which it pointed out does not incur bank charges when overdraft are arranged and offers as much as £3,000, subject to conduct and status.

Furthermore, the account pays interest on credit balances of as much as £1,000 during the first 12 months.

The bank claims it is "packed with a range of great benefits that suit whatever stage you're at in your studies".

University attendees can also avoid having to make loan claims by budgeting and saving money, HSBC added.

It advised students to consider travel fares, bills, leisure activities, tuition costs and accommodation when managing their money.

Part-time workers should research their tax requirements, the company noted, pointing out that people who earn less than the personal allowance will not have to worry about tax.

Samantha Clarke
Samantha is a former banking assistant and has over ten years experience in retail banking.ADNFCR-2776-ID-801431074-ADNFCR

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