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Expert: Budget to cope with bank charges

Brits who cannot cope with their bank charges and credit card claims ought to confront their financial problems.

Yvonne Goodwin Wealth Management managing director Yvonne Goodwin suggested some people are "burying their heads in the sand" when it comes to money worries as they "don't want to give up their habits".

She recommended that people falling into debt write down all of their incomings and outgoings "right down to the cappuccino on your way to work", before determining the expenses that are not necessary.

Generally, people can curb the amount of money they spend on treats such as this and can also reduce their utility bills, the expert stated.

Ms Goodwin argued that breaking a habit can take 21 days, which means people may have to challenge themselves.

Previously, she had suggested that young people in particular can find it hard to budget and are tempted to make credit card claims to buy items they want.

Jennifer Haines
Jennifer's speciality knowledge is credit card changes and balance transfers.ADNFCR-2776-ID-801450090-ADNFCR

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