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Could Christmas costs lead Brits to make loan claims?

Many Brits are nervous that they will have to make loan claims and deal with credit card charges to get through Christmas, research has indicated.

A poll found that 53 per cent of consumers are currently worried about how they will pay for festivities this year, despite December 25th being around ten weeks away.

While 53 per cent of these respondents are concerned that their budgets will be tighter, 47 per cent think they will make cutbacks to cope with the expense.

People could be able to minimise their credit card charges by using a card that provides interest-free purchases, head of banking Kevin Mountford said.

"Using a cashback credit card such as the Barclaycard Cashback Credit Card or the American Express Platinum Cashback Card can help reward your spending over Christmas," he added.

The specialist also recommended that people use a "jam jar approach to savings" by investing a small amount of money on a regular basis.

Samantha Clarke
Samantha is a former banking assistant and has over ten years experience in retail banking.ADNFCR-2776-ID-801469588-ADNFCR

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