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Loan protection: The Co-operative Group and Camden Council to tackle London house prices

The partnership of the Co-operative Group and Camden Council is to tackle high house prices in London by creating more affordable housing options in the north London borough.

Camden has the third highest house prices in Greater London, pricing out many on low incomes or first-time buyers. However, the two organisations are introducing a new shared ownership scheme to help people in the area buy locally.

The Co-operative Bank has made its whole range of mortgages that are usually at a 90 per cent loan-to-value ratio for just a five per cent deposit, with rates beginning at 3.99 per cent, providing mortgage loan protection for many homeowners.

These products will be available to many homes being built by the local council across a number of developments.

"We're really pleased to be working with The Co-operative Bank to try and buck the trend and encourage home ownership across a wide range of backgrounds rather than it being something exclusively for the borough's higher earners," said Camden Council Cabinet member for housing, councillor Julian Fulbrook.

John Fieldman

Having worked in the city for 19 years, John's main focus is interest rates and corporate finance.ADNFCR-2776-ID-801483755-ADNFCR

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