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Loan charges: British roads full of motorists with driving convictions

Roads in the UK are fraught with motorists who have had a driving conviction in the past, according to a new report.

Comparison website MoneySupermarket.com found in its Monitor on Car Insurance that, of 14 million quotes it provided, nearly 3.4 million (23.9 per cent) of these were from individuals with prior convictions.

Nearly three-quarters (70 per cent) of the offences were for speeding, followed by careless and reckless driving (12 per cent) and then drink or drugs related convictions (4.3 per cent).

"Our data shows, speeding convictions top the chart for most reported conviction, and not only are motorists who commit speeding offences risking the lives of other road users and pedestrians as well as their own, there is also a significant impact on their insurance costs," said Kevin Pratt, car insurance expert at MoneySupermarket.

This can cause a price hike to car insurance quotes, leaving those with motoring offences with less money to cover other expenditure, such as utility bills and loan charges.

Charles Baker
Charles is a reputed financial analyst with decades of experience under his belt.ADNFCR-2776-ID-801491107-ADNFCR



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