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Loan charges: Home insurance theft claims to 'peak in January'

Brits should be wary of burglars this Christmas, as thieves see the festive period as a lucrative time to break into homes.

Comparison website revealed that home insurance claims peak in January, June and November, with the winter month experiencing claims 2.4 per cent higher than the monthly average thanks to Christmas thefts.

An expensive claim just following Christmas could really risk putting Brits into debt, and even cause them to miss paying loan charges.

Therefore, it is sensible for homeowners to take some precautionary steps this year to prevent themselves from becoming a burglary victim.

These include ensuring the gifts do not push the contents value above what the house is insured for, not leaving presents in view from outside and asking a neighbour to keep an eye on the house if they are away for the Christmas period.

Samantha Clarke

Samantha is a former banking assistant and has over ten years experience in retail banking.ADNFCR-2776-ID-801508559-ADNFCR

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