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Loan charges: Repaying debts tops 2013 financial resolutions

The new year is a time to turn over a new leaf for many, and pledges related to personal finances are a key part of this, such as making sure loan charges are paid on time.

J.P. Morgan Asset Management found that the number one financial resolution is to repay debts, as cited by 29 per cent of respondents to its survey.

A similar figure have promised to save regularly (28 per cent), while other common pledges include reviewing their financial situation (24 per cent), saving into an Isa (23 per cent) and repaying mortgage (16 per cent).

The survey also found that seven per cent plan to invest for the first time and six per cent will begin to look to their future and start saving into a private pension.

"Whichever way you look at it, and whatever your financial priorities are for 2013 and beyond, the new year is a good time to take a step back and assess spending and saving habits,” said Keith Evins, head of UK funds marketing at J.P. Morgan Asset Management.

Jennifer Haines

Jennifer's speciality knowledge is credit card changes and balance transfers.ADNFCR-2776-ID-801513805-ADNFCR

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