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Christmas credit card charges to hit Brits beyond January

Many Brits who racked up debt on plastic over Christmas, risking credit card charges, are likely to carry the balance over beyond January, according to a new report.

Comparison website found that 23 per cent of Brits do not think they will have Christmas spend on credit and store cards paid off by the end of January.

Yet, eight per cent think they will not have even paid off their debts by June and 15 per cent expect to have credit card debt throughout 2013.

"Static salaries coupled with the rising cost of living are placing a strain on many households and as our research shows, credit cards are being used to plug gaps in family finances," said Jeremy Cryer,'s head of credit cards.

"Used carefully, plastic cards can be a useful budgeting tool, but when relied on for everyday essentials card debt can quickly spiral out of control."

Charles Baker

Charles is a reputed financial analyst with decades of experience under his belt.ADNFCR-2776-ID-801527135-ADNFCR

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