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Claim Back Loan Insurance

Overpaid Loan Insurance

It has been estimated that in the UK alone there are thousands of people who may have overpaid loan insurance. This means that people are paying for PPI policies that they may not even be able to make claims on. The good news is, if you have been mis-sold payment protection You may be entitled to make a claim. If you have overpaid loan protection insurance then you are probably going to have to assess your situation and take stops to correct it. When people make payment protection claims and find that the coverage was nothing like they thought it would be or that they have a condition or circumstance which makes collecting benefits impossible this can be devastating. This is especially true if the person is already struggling to keep his/her bills paid each month.

Checking Eligibility

Lenders should be asking a lot of questions and checking to see whether or not people who are purchasing insurance can actually reap the benefits of the coverage. Instead, in the past, some policies were sold widely with little consideration as to the suitability of the applicant for the cover. Some ways in which you may have been mis-sold the cover include: if you were told you had to have it, if it was added without your consent, if you were intimidated or pressured into purchasing the cover or you had cover elsewhere. Your cover may also have been mis-sold if you were unsuitable due to your circumstances E.g. if you were unemployed or had a pre-existing medical condition.

To start a claim for overpaid loan insurance call The PPI Company on 0207 471 2000. Alternatively, you can complete our quick claim form. Remember there is no limit to how many  payment protection claims you can make and you can even make make if your loan is paid off or you no longer have the account.


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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