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Payment Protection for Credit Cards

Grounds for Payment Protection for Credit Cards Refunds

The first thing to establish before you have grounds for a refund is whether or not that PPI insurance was mis sold to you. After that, take a look at the list of conditions wherein many people have won their claims. Perhaps the most common two would be when the borrower didn't know he/she was purchasing loan protection insurance and second to that would be when the lender told the borrower that the only way to qualify for the credit card was to purchase payment protection for credit cards.

How to Get a PPI Refund for Payment Protection for Credit Cards

After it has been determined that there is grounds for a refund on mis sold loan insurance, the next step is to apply to the credit card company that sold the payment protection for credit cards. If they should deny your claim for a refund then the next step is to appeal to the Financial Ombudsman Service so that they can review your case.

Some people choose to file for a PPI refund on their own while others decide to contract the services of a claims company to work for them. It is a simple matter of talking to a claims representative to see if there is anything they can do for you and then providing any information they require of you. . Any questions you might have can be answered by the claims team. Contact Belmont Thornton for further details at 0207 471 2000


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

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