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Payment Protection Plan Credit Card

Sometimes understanding all those charges on our monthly credit card bills can be tricky, but when finding payment protection plan credit card charges on the bill, many people simply don't understand what they are paying for! Of course, why should they? In the past, payment protection plans were sometimes sold without the cover or the costs being fully explained. In either case these could be grounds to claim back PPI .

Payment Protection Plan Credit Card Racket

As has been found to be the case amongst banks and mortgage lenders, credit card companies discovered how lucrative selling PPI could be. In fact, it often generates more income than the interest from the cards to which it is attached. As a consequence, more people than ever are claiming back bank charges.

Mis Selling of Payment Protection Plans

Although any payment protection plan credit card companies offer should protect the card holder, in the past it was sometimes sold using high-pressure sales techniques by sales staff fuelled by high rates of commission. Sadly, this led to many instances of mis-selling and now customers have been left seeking a refund for mis-sold PPI.There are only certain conditions under which a PPI policy can be sold to consumers and lenders should have been aware of these. Unfortunately, many failed to put in place the necessary procedures to protect customers from being mis-sold an unsuitable policy.

If you believe you have been mis-sold a payment protection insurance policy and would like to make a claim call us today on 0207 471 2000.


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