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Claim Back Loan Insurance

Payment Protection Repayment

Proving Your Case

Before any payment protection claims will be honoured it must first be definitively established that there is basis for the claim. In other words, it must be substantiated that the lender mis sold this cover. Sometimes it is a case of the lender adding payment protection to the loan without the borrower's knowledge and then expecting the premium to be paid. At other times cover is being sold to individuals who would be ineligible for the cover such as seniors over 65 and anyone with a pre-existing condition who would try to make a claim if out of work due to that pre-existing condition. If any of the reasons in which a PPI policy can be declared mis sold are met, the consumer is due a rightful payment protection repayment.

Fighting a Denial

If you should get a denial letter from your lender, absolutely refusing payment protection repayment, then you can either accept that or fight it. Notwithstanding, if you feel that you have a valid claim and you have been mis sold payment protection then it is your right to appeal the lender's decision. At this point you would file for a review with the Financial Ombudsman Service, often simply referred to as the FOS.

If you are interested in making a claim the PPI claims company may be able to help. To find out more call the team on 0207 471 2000


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Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website www.gov.uk/moj/cmr number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit B16, Kestrel Court, Harbour Road, Portishead, Bristol, BS20 7AN and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

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