How to Protect Your Income with Disability Insurance

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Last Updated: November 09, 2023

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Worried you might get sick or hurt and not be able to work?

These days, who isn’t.

The last thing any of us need right now is to lose a paycheck because we are unable to work.

It’s a problem we all need to solve ASAP.

That’s where Breeze comes in.

Breeze offers affordable, expedited disability insurance that you can apply for online within 15 minutes.

Easy & Affordable Life Insurance

Protect Your Family's Future with Bestow

Secure up to $1,000,000 in life insurance for your family
Apply with a 60-second online questionnaire
Policies start at $11 per month
No medical test needed, no waiting, no hassles

Visit Bestow

Do I really need disability insurance?

How to Protect Your Income with Disability Insurance

It seems sort of crazy, right?

If you’re like me, you probably think, “There’s no way I’ll ever need this.”

Take a look at these statistics first:

25% of Americans will experience a disability in their careers before retirement (U.S. Social Security Administration, Fact Sheet, 2018)
In 2020, 21.5 million employed adults aged between 18-64 in the U.S. had some form of disability. (Centers for Disease Control and Prevention)
90% of long-term disabilities result from illnesses rather than accidents (Council for Disability Awareness, 2018)
70% of working Americans couldn't make it a month without a paycheck before experiencing financial hardship (Life Happens survey, 2018)
68% of people will not be able to cover just one month’s living expenses if they lose their primary source of income (Bankrate Annual Emergency Fund Report, 2023)

The numbers say yes, and in times like these, it’s not a smart idea to gamble.

Disability insurance replaces a portion of your monthly income if injury or illness limits your ability to work.

It provides financial security for you and any loved ones who depend on your most valuable asset — your paycheck.

People LOVE Breeze as well.

How Do I Use Breeze?

Breeze is literally ‘a breeze’ to use.

Step #1 - Tell Them About Yourself

Step #2 - Select The Appropriate Amount Of Coverage

Step #3 - Apply & Get Covered!

Joy Wallet’s Top Tips & Tricks

Disability insurance isn’t exactly simple.

We totally get that, so here are some recommendations to make things easier.

1) Get The Right Amount Of Coverage

We get it.

Getting a $9 per month plan looks like a steal, but you will pay more than $9 if you want more coverage and are older. It’s important to make sure you get the proper amount of coverage.

A plan with $900 / month in coverage might not be enough for your family.

Just make sure that when looking at plans, you select the appropriate amount of coverage!

2) Be Accurate With Your Information

As you go through the process, you’ll get more questions about your health to get an accurate quote.

Be truthful!

While a plan might be cheaper if you were to select being a non-smoker, if you lie about something, it could void your plan if anything were to happen.

➤ Get a free disability insurance quote online today

Easy & Affordable Life Insurance

Protect Your Family's Future with Bestow

Secure up to $1,000,000 in life insurance for your family
Apply with a 60-second online questionnaire
Policies start at $11 per month
No medical test needed, no waiting, no hassles

Visit Bestow

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