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Refunds on PPI

Payment protection insurance, also called PPI, is something that is commonly sold on loans of all types. In fact, if you live in the UK and have a loan of any sort it is a safe bet to assume you also have a PPI policy with at least one of your loans. You may want to realise that you could have been carrying one of these polices for many years before you even become aware of it. Typically what happens is that a borrower who does know there is some kind of payment protection in place files for one or more PPI claims only to be shot down and told that he/she is ineligible for cover and should never have been sold protection in the first place. This is when the fun begins and the filings for refunds on PPI start. Doing a PPI reclaim is not so hard if you have a good company on your side such as Belmont Thornton, Belmont Thornton.

If you feel you have been mis sold payment protection insurance and want to look into refunds on PPI then you may want to look into the matter further. The following conditions would inhibit someone from acquiring cover from most PPI companies yet clearly many people are still being sold the cover regardless.

  • Past the minimum age requirement, typically 65 to 70
  • Has a pre-existing medical condition that can flare up from time to time
  • Receives sick pay from work
  • Has a job through a temp agency
  • Works a part time job
  • Obtains a back injury at any time during cover

If any of the things listed above apply to you yet you find yourself paying for PPI then you very well may be eligible for refunds on PPI. In addition, if any of these apply to you then you may very well want to seriously consider looking into your rights and what you might be able to do in order to obtain refunds on PPI. Obviously, when you are looking at a situation as serious as possibly thousands of dollars being spent on something frivolous you will want to speak with a professional that can help you. This is where Belmont Thornton comes in. We assist you with everything from assessing your situation to see if you have in fact been mis sold PPI to filing your claims. The best part of the service we provide is that we will never ask for a payment upfront. In fact you will not pay until the time comes that you have received a refund if that is what is to happen.

Keep in mind that Belmont Thornton cannot make promises as to who will absolutely receive refunds on PPI and who will not or on the amount of the refund. However, it seems the average refund is about £2,500. This is not to say you will not receive more or even possibly less but it is definitely a good ballpark figure for you to consider.

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